Health
Coverage,
Reimagined for You.
ACA • Obamacare • Public Marketplace
It's all the same.
Easy to view all your public options based on everyone's age, gender, zip code, and total combined household income.
Key Factors
Who are public plans good for?
ACA | Marketplace | Obamacare
Understanding Public Marketplace Policies
Public marketplace policies, like those under the ACA (Obamacare), are designed to cover a wide range of medical needs, including:
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Pre-Existing Conditions: Guaranteed coverage for any and all pre-existing conditions.
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Comprehensive Benefits: Includes maternity care, mental health services, and drug/alcohol rehabilitation.
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However, there are important considerations:
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Higher Premiums: Because these policies cover high-risk individuals, monthly premiums and deductibles tend to be higher.
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Subsidies: You may qualify for a lower premium through a subsidy, based on household income.
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Important Note: If your reported income on taxes is higher than what you indicated when enrolling, you could face a tax penalty.
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Best Fit:
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Individuals with costly medications
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Frequent doctor visits
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Low income
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Many in this criteria find that an ACA-compliant
policy is the most beneficial option.
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Plus, it's tax-deductible. (1099, LLC, Small Businesses)
